SCMS Members

New High-Limit Disability Insurance Program Available Exclusively to Sarasota County Medical Society Members

As a physician’s income grows, finding disability insurance that adequately replaces income when disability occurs is difficult and expensive. 

  • Easy Enrollment. you will enjoy Simplified Issue (only 3 questions about missed work and recent medical needs—no exams are required).
  • Best Definition of Disability in the Industry--Your Own Procedures. You are considered disabled if you cannot perform the actual procedures you have performed over the past 12 months – crucial to ensuring you qualify for benefits.

The coverage is provided by the prestigious Underwriters at Lloyd’s of London, through their US partner, MGIS, who has delivered income protection solutions to doctors nationally for almost 50 years.

Benefit Options Available: 

  • $2,500/month of tax free benefit payable for up to 60 months 
  • $500,000 tax free lump sum payable after 12 months of disability
  • $1,000,000 tax free lump sum payable after 12 months of disability
  • Combination: $2,500/month of tax free benefit payable for up to 60 months AND either $500,000 or $1,000,000 payable after 12 months of disability 

CLICK HERE TO REVIEW PRICING AND ENROLL

This coverage should supplement group and individual disability insurance you may already have in force. Please reach out to Taylor T Collins, CEBS, CLU, RHU for a personalized needs assessment. 

For more specifics and frequently asked questions please see program guide.